The Fight Against Cyber Crime Free Essays

Running head: THE FIGHT AGAINST CYBER CRIME The Fight Against Cyber Crime: What Can We Do? Conceptual Cyber wrongdoing is on the ascent and each association must perceive the peril and find a way to help alleviate the danger. While numerous establishments stress more over programmers than digital crooks, it is digital wrongdoing that can cause the most harm. A programmer is all the more effectively identified while a digital criminal may as of now be in your system undetected. We will compose a custom article test on The Fight Against Cyber Crime or on the other hand any comparative subject just for you Request Now While a programmer may attempt to break a system for the rush or to disturb, a digital criminal will penetrate a system for money related addition. This paper is proposed to bring up a portion of the dangers of digital wrongdoing and what a money related organization can never really moderate the danger of assault. Catchphrases: digital wrongdoing, digital assault, Information Technology Information Sharing and Analysis Center, IT-ISAC, Financial Services Information Sharing and Analysis Center, FS-ISAC The Fight Against Cyber Crime: What Can We Do? While numerous foundations stress more over programmers than digital hoodlums, it is digital crooks that should make us increasingly watchful. A programmer is all the more handily identified while a digital criminal may as of now be in your system undetected. While a programmer may attempt to break a system for the rush worth or to irritate their casualty, a digital criminal will penetrate a system for financial increase. This may incorporate â€Å"data procurement and capacity, subtle access to frameworks, personality assortment and burglary, confusion of interchanges, keystroke ID, character confirmation, and botnets, among others† (Deloitte, 2010). As indicated by an overview directed in August 2011 by Ponemon Institute, for the 50 taking an interest organizations (see diagram 1), the normal time it takes an association to determine a digital assault is 18 days with a normal expense of $23,000 every day. An insider assault can average 45 days to contain. This does exclude the estimation of any information lost, changed, or taken all the while. This review likewise indicated the normal annualized cost of digital wrongdoing to money related foundations was $14,700,000 for 2011, up from $12,370,000 the earlier year (see Chart 2). Graph 3 sums up the sorts of assault strategies experienced by the organizations that partook in the study (Ponemon, 2011). As indicated by security firm Imperva, â€Å"The normal enormous business sees 27 assaults for every moment hitting its Website. Aggressors can utilize robotization advancements to produce up to seven assaults for each second, or 25,000 assaults for each hour† (Rashid, 2011). To fabricate an adequate IT security pose, accept that an unapproved client can access the system, and afterward structure the system to best ensure the most important information. The important information can then â€Å"be labeled and checked with the goal that the association knows where it is, the place it is going, where it has gone, and on whose authority† (Deloitte, 2010). The association additionally needs to comprehend that they have to not just screen what is coming into their system yet in addition what is leaving their system. This will help â€Å"detect exercises empowered by procedures and advancements that copy, endeavor, or piggyback on the entrance of approved users† (Deloitte, 2010). Utilizing standard firewalls and against infection programs alone won't achieve this. The association must adopt a progressively proactive strategy to ensure its money related information. Since we know what we have to do, how would we achieve this? Some extremely essential advances incorporate representative screening, worker preparing to help moderate against social building, handicapping account access of fired representatives, guaranteeing programming updates and fixes are appropriately actualized, and guaranteeing firewalls are appropriately designed. Further developed advances incorporate, yet are not constrained to, setting up a peaceful area to help hinder the system from outside access, introducing a honeynet framework to resemble a genuine piece of the system to lure and trap interruption endeavors for additional examination, introducing hard drive encryption and remote information wipe ability on all PCs and other cell phones, and requiring keen card and pin number validation (or some other type of multifaceted verification) to get to touchy information. The Ponemon review uncovered organizations using security data and occasion the executives (SIEM) arrangements, for example, these normal 24 percent less cost in managing digital wrongdoing assaults (see diagram 5). This decrease in cost is on the grounds that organizations that utilization SIEM arrangements are better ready to recognize and contain, and subsequently recoup, from such assaults (see graph 6). Another significant advance for a money related establishment to take is to turn into an individual from the FS-ISAC (Financial Services Information Sharing and Analysis Center). The FS-ISAC was established in 1999 and drove the route for the IT-ISAC (Information Technology Information Sharing and Analysis Center) which was established in 2001. The motivation behind these gatherings is for associations to have the chance to share the security assaults and vulnerabilities they have encountered with different associations in their field of industry. Given the advancement, intricacy, and development of digital wrongdoing innovations and strategies, no sizable association can plan and execute the fundamental reaction alone. CIOs, CSOs, CROs, and digital security rofessionals should share data, procedures, and innovations in their fight against digital wrongdoing. (Deloitte, 2010) The significance of FS-ISAC was demonstrated in 2000 when part organizations where spared from a significant refusal of-administration assault that numerous different organizations experienced (Hurley, 2001). As appeared in graph 4, a forswearing of-administration assault can be exorbita nt. A later case of FS-ISAC at work is the August 23, 2011 report of the Help Net Security (International) Ramnit worm which utilizes Zeus Trojan strategies for banking extortion. As the FS-ISAC brings up, â€Å"When assaults happen, early admonition and master exhortation can mean the contrast between business congruity and far reaching business catastrophe† (FS-ISAC, 2011). Knowing and getting the opportunity to battle against these assaults can spare a foundation millions. Taking everything into account, monetary foundations must remain watchful to current and new digital dangers. Table 1 through 3 gives a breakdown of digital dangers and controls that can help diminish the effect if these dangers become reality. It is significant for an association to try out its particular ISAC and to partake in the exercises gained from past assaults. While it would be practically difficult to find out about and forestall each sort of assault, remaining careful will help lessen the probability and the effect. References Deloitte Development LLC. (2010). Digital Crime: A Clear and Present Danger. Recovered December 23, 2011, from the World Wide Web: http://eclearning. excelsior. edu/webct/RelativeResourceManager/Template/pdf/M7_Deloitte_CyberCrime. pdf FS-ISAC. (2011). Current Banking and Finance Report, Retrieved 24 December, 2011, from the World Wide Web: http://www. fsisac. com/Hurley, E. (2001, January 29). IT-ISAC: A Matter of Trust. Recovered 24 December, 2011, from the World Wide Web: http://searchsecurity. techtarget. com/news/517824/IT-ISAC-A matter-of-trust Ponemon Institute LLC. (2011, August). Second Annual Cost of Cyber Crime Study. Recovered December 24, 2011, from the World Wide Web: http://www. arcsight. com/security/whitepapers/2011_Cost_of_Cyber_Crime_Study_August. pdf Rashid, F. (2011, July 25). Digital Criminals Use Botnets, Automation to Launch Multiple Blended Attacks. Recovered December 24, 2011, from the World Wide Web: http://www. week. com/c/a/Security/CyberCriminals-Use-Botnets-Automation-to-Launch-Multiple-Blended-Attacks-656032/Chart 1. Test of Participating Companies by Industry (Ponemon, 2011) Average annualized cost by industry division ($1M) *Industry was not spoken to in the FY2010 benchmark test. Outline 2. Normal annualized cost by industry area (Ponemon, 2011) Types of Attack Methods Experienced Chart 3. Kinds of Attack Methods Experienced (Ponemon, 2011 ) Normal annualized digital wrongdoing cost weighted by assault recurrence *The FY 2010 benchmark test didn't contain a DoS assault. Graph 4. Normal annualized digital wrongdoing cost (Ponemon, 2011) Comparison of SIEM and non-SIEM sub-test of normal expense of digital wrongdoing Chart 5. Correlation cost of SIEM and non-SIEM organizations (Ponemon, 2011) Chart 6 Percentage cost for recuperation, identification control (Ponemon, 2011) categoryFinancial Impact Regulatory ComplianceIndustry Reputation 4CriticalIncrease in costs more noteworthy than $1MFines in abundance of $1MSignificant, supported negative media presentation. Critical loss of business because of flaw on open picture. 3MajorIncrease in costs $100K to $1MFines somewhere in the range of $100K and $1MNegative media introduction. Loss of business because of imperfection on open picture. 2ModerateIncrease in costs under $100KFines under $100KSome negative media introduction. Slight loss of business because of flaw on open picture. 1MinorNo critical cost increment expectedNo fines expectedNo media presentation or loss of business anticipated. Table 1. Effect 4Imminent 3Highly Likely 2Possible 1Unlikely Table 2. Likelihood PxI (before controls/after controls) Money related Impact Regulatory Compliance Industry Reputation Controls Denial of service1x3=3/1ãâ€"2=21ãâ€"3=3/1ãâ€"1=11ãâ€"4=4/1ãâ€"2=2Implement switch channels, introduce patches to make preparations for SYC flooding, incapacitate unused administrations Web-based attack2x3=6/2ãâ€"2=42ãâ€"3=6/2ãâ€"2=42ãâ€"4=8/2ãâ€"2=4Restrict site access to just what client needs, impair account sign in after 3 bombed sign in endeavors, require multifaceted validation to get to touchy information Malicious code2x4=8/2ãâ€"2=42ãâ€"4=8/2ãâ€"2=42ãâ€"4=8/2ãâ€"2=4Software updates and fixes, hostile to infection and against spam programming pdates, firewall arrangement, worker tra

Recycled Toothbrushes Make Sense Essay Example | Topics and Well Written Essays - 500 words - 1

Reused Toothbrushes Make Sense - Essay Example Furthermore, a few people as a rule don't want to utilize toothbrushes made out of reused stuff, maybe on account of the reasons of cleanliness and the feeling of abhorrence related with toothbrushes made out of reused plastic. Recycline could improve the change rate to its toothbrushes by telling its clients that they are made of food grade reused plastic starting from the yogurt bundling of a dependable food organization like Stonyfield Farm. Other than Stonyfield is a previously settled brand. Recycline’s relationship with it will add to its image esteem. 2. Hudson is now securing the crude material from Stonyfield Farm. It could put the ads at the stores selling Stonyfield items with infectious trademarks like â€Å"Waste nothing, practice environmental awareness, and let your yogurt holder be your toothbrush.† If Stonyfield Farm permits Hudson to do as such, he could undoubtedly change over a major portion of Stonyfield’s clients to its items, without making huge speculations. Stonyfield Farm likewise stands to pick up from this move, as it will fortify its green certifications. Maybe Stonyfield may consent to share the promoting expenses or convey the Recycline logo on its item bundling. In the present occasions, another way of life has risen that focuses on dependable utilization. Recycline can connect with and take an interest in the exercises of associations and foundations that take a shot at natural insurance and appreciate a decent after and brand mindfulness. By partner with such associations, Hudson can mean to change over a decent piece of their supporters to its items. In addition, being seen as related with green associations will furnish Hudson with adequate free exposure and reinforce the open view of its items. 3. Reusing isn't simply about utilizing reused crude materials to reduce expenses, yet a rising lifestyle. This

Deprotonated

Deprotonated Im taking 5.12 (Organic Chemistry) this semester, which is interesting, to say the least. Orgo is notorious for being slightly less fun than having your feet cut off, but I really enjoy it thus far. We have our first exam next week, though, so well see how I feel about it then. (I will say that I like the subject matter more than that of 5.112 Principles of Chemical Science, which I took last semester.) But my professor, Dr. Berkowski, is fantastic. The other day in lecture she put up the lyrics to Deprotonated, the chemical rendition of Avril Lavignes Complicated. SING IT, we yelled from our respective purple seats (the seats in 10-250 are, indeed, purple). Im a HORRIBLE singer! she protested. Luckily, Im not shy. (Removed content. Sorry!) Its been approximately about two weeks like it sometimes always is: time for Q and A! Anonymous has one quick question: I know this isnt really related to this topic, sorry, but I have one quick question..How do you get to be a blogger on this website? I know you have to be associated with MIT, but do they just pick random people on campus, do you need connections, or what? Way back when MITBlogs was a wee little thing, there was Matt, Ben, and Mitra. More bloggers were added because they worked in the admissions office, or out of personal interest; some were actively picked out because they had interesting stories to tell or had blogging experience. Last year the admissions officers actually created an application and a committee to determine the 10 bloggers, which youll have to get to go through next year as well if you want to be an admissions blogger! (My answer to the aardvark question is posted here.) Im not exactly sure how you get to become a guest blogger, but Im guessing it probably involves some large sum of money and telling Matt McGann how that blue shirt he always wears brings out his eyes. Sh1fty says: do MIT students get free windows licences? students at FER here in zagreb get free m$ software :) We do! (Vista too!) Mac users can get Bootcamp as well, so that we can use Windows should we ever need to. Monica requests: i was wondering if your parents were really strict on studying, because most korean parents can be In retrospect, I feel like relative to other Koreans I know, my parents werent that strict on studying, and my sister and I seem to have turned out okay. But Im not here to tell you how to raise your kids, parents, Korean or not. Im here to tell your kids to find what they like and go with that, becuase its not always the worst thing if you actually enjoy what youre doing. Otherwise, you lose a hydrogen ion, and you become, Cl-, and H3O+, your pH is low, cause in H2O, you deprotonate, H+ you donate, you see EVERYBODY!

Themes Of Alienation In Frankenstein - 1294 Words

Through Frankenstein by Mary Shelley as well as Skim by Mariko Tamaki and Jillian Tamaki, themes of alienation are projected throughout both texts. Frankenstein in comparison to Skim is one that must look over the different mediums used to portray ideas , furthermore, it is important to focus on the themes of exclusion and alienation present within both texts. In this essay, I will discuss themes of alienation throughout the two texts Skim, as well as Frankenstein with the consideration of: Petsche Jackson’s An Already Alienated Animality: Frankenstein as a Gothic† as well as Hughes Janette and Alyson E. King’s Dual Pathways to Expression and Understanding: Canadian Coming-Of-Age Graphic Novels.. By engaging with these texts and peer†¦show more content†¦Through Skim, Mariko Tamaki and Jillian Tamaki demonstrate feelings of alienation from what is expected of a teenage experience and highlights coming-of-age elements that allow readers to engage with th e text visually. Mary Shelley’s Frankenstein, a gothic story that follows the character Victor Frankenstein as well as his monster. Victor creates his monster from the limbs of deceased animals and uses his knowledge to give life to his creation. However, upon the monsters awakening, Victor is horrified of what he has brought into existence. From the beginning of the monsters life, he is rejected by his creator, none the less of the entire population around him. The monster is not given a name, or any identifying characteristics that would allow him to have any sense of humanity. The monster is persistently outcasted from every human he encounters, and followed by the viscous behaviour people bestow on him, as they are terrified of his appearance. As a result, the monster becomes lonesome, vengeful, and spiteful towards his creator, proceeding to murder Victors youngest brother, William. When the monster encounters Victor again, he demands that Victor creates a companion, however Victor is una ble to complete the task and discards of the second creation. The monster curses victor, swearing that he will take the life of his first wife on the night of their marriage. At the end of the novel, the monster lived but a miserable life at the hands ofShow MoreRelatedMary Shelleys Frankenstein. The themes of giving birth and creating life, isolation and alienation and family and kinship.2078 Words   |  9 Pagesthe famous book Frankenstein by Mary Wollstonecraft Shelley. The story has been a huge influence on the genre of gothic novels, on female writers and on movie makers. Its themes have fascinated the literature scene and inspired other authors. This is why I would like to introduce the main themes leading through the story. I will focus on the themes of giving birth and creating life, isolation and alienation and family and kinship. I will give a short overview on how these themes still fascinateRead MoreFrankenstein, By Mary Shelley1664 Words   |  7 PagesThe novel Frankenstein by Mary Shelley is one revolving around Victor Frankenstein, a young and brilliant scientist with an almost obsessive fascination with the secret of life. Finally, while working alone in his laboratory one night, he creates what he wanted--a living being out of the organs of a dead man. The monstrous creation at first is gentle and loving, but is soon forced to hide away from society due to humankind’s fear of its appearance. The monster is enraged, and seeks to take revengeRead More Frankenstein Essay701 Words   |  3 Pagesnovel Frankenstein, Mary Shelley explores a wide range of themes concerning human nature through the thoughts and actions of two main characters and a host of others. Two themes are at the heart of the story, the most important being creation, but emphasis is also placed on alienation from society. These two themes are relevant even in today’s society as technology brings us ever closer to Frankenstein’s fictional achievement. nbsp;nbsp;nbsp;nbsp;nbsp;First, let’s examine the alienation fromRead MoreSimilarities between Frankenstein and A Work of Artifice1107 Words   |  5 PagesFrankenstein and the poem â€Å"A Work of Artifice† portray almost the same message. These pieces by Mary Shelley and Marge Piercy include both similar themes and ideas. The stories both involve a theme of misconception, similar characters in which is easily depicted, and the theme of alienation and loneliness presents itself in both pieces. The tree in â€Å"A Work of Artifice† and the monster in Frankenstein are outcasts on society itself, the main characters of each are actually very similar and so is theRead MoreMary Shelleys Novel Frankenstein and Ridley Scotts Movie Blade Runner: A Comparative Analysis1193 Words   |  5 PagesBoth Mary Shelleys 1818 novel Frankenstein and the Ridley Scotts 1982 movie Blade Runner depict a bleak future about the fallen dreams of science. Blade Runner is based on a nove l called Do Androids Dream of Electric Sheep by Philip K. Dick. Although Frankenstein was written a century and a half before Dicks book, the two stories share a similar dystopic vision of humanitys future. They also use similarly structured storytelling to explain the impetus towards self-mastery and mastery over theRead MoreEssay on Alienation and Isolation in Mary Shelleys Frankenstein1110 Words   |  5 PagesAlienation and Isolation Alienation and isolation have been apparent in society since the beginning of man. When an individual stumbles outside the realm of social normality they are viewed as degradation to society or a threat to normal society.(â€Å"Truthmove† 2012) In the gothic tale of Frankenstein, Mary Shelley frequently displays the many different forms of alienation. Victor Frankenstein and his creation were two of the characters in this book that went through alienation and isolationRead MoreCharacters Of Characters Ordinary People And The Play Oedipus At Colonus 1691 Words   |  7 PagesAlienation is when someone is being isolated from a group or an activity to which one should be involved. Throughout The novels Ordinary People by Judith Guest, Frankenstein by Mary Shelley, and the play Oedipus at Colonus by Sophocles, alienation is shown. In Ordinary People, Conrad suffers from depression. His brother Buck died in a Boat accident which Conrad feels responsible for. Ever sense th at Conrad and his family have never been the same. Conrad falls apart and struggles with everything fromRead MoreMary Shelley and Flannery OConnor: Gothic Isolationists1724 Words   |  7 Pagesits success during this time period, gothic fiction ceased to be a dominant genre by the Victorian Era. However, in many ways it had now begun to enter into its most ingenious phase. This paper will analyze the influence of Mary Shelley’s novel Frankenstein on Flannery O’Connor’s work, specifically her novel Wise Blood. Flannery O’Connor emerged as a crucial and contemporary innovator of southern gothic literature. Southern gothic literature is defined as a subgenre of gothic fiction, which originatedRead MoreAnalysis Of Edward Scissorhands, By Tim Burton1660 Words   |  7 Pages(1982), directed by Tim Burton. Edward Scissorhands, is Tim Burton’s take on the Frankenstein story. We can clearly see the influences that have appealed to Tim Burton in the classic Frankenstein (1931) was not the character’s monstrousness appeal but the sense of sad sorrow that audiences sympathized to in Boris Karloff’s performance. Whereas in Tim Burton’s vision, we see a â€Å"Special† character as the Frankenstein Monster, in the similar way that we call people with disabilities Special. And thenRead MoreAlienation Is A Feeling Of Lack Of Acceptance1542 Words   |  7 Pagesthree. The continual usability of alienation as a focalize theme is overdue to the fact that is typic al to all individuals. Alienation is a feeling of lack of acceptance. It is an urging strength that takes the human conscience to extremes. It leads to drastic changes in one’s life. States of alienation come to exist as the result of many situations. The novel Frankenstein explores a sense of dislocation people feel in modern society which includes alienation (aloneness, separateness, rejection)

Questions On Problems Faced By Adolescents - 1049 Words

Topic: Problems faced by adolescents Introduction:- Adolescence is the stage of physical and psychological development that is classified between the stage of onset of puberty and the stage of acquiring of adulthood, and is broadly considered to be the time of the teens (13-19). It is a very important process for the development of a human, but the drastic changes can have a negative impact on both mind and body of the individual without proper awareness and knowledge. Objectives:- The objectives of this write up focus on two main points:- Physical/Developmental: The physical changes brought about by puberty during adolescence and its effects; Psychosocial: Unawareness related to sexual issues, unhealthy psychological effects due to excessive competition, substance abuse, depression and anxiety caused due to societal pressure relating to intellectual performance, early marriages unhealthy relations with siblings. Discussion:- The three broad objectives have been discussed in detail:- Physical/Developmental:- During adolescence, teens experience rapid physical development at a speed unparalleled since infancy. The physical development during adolescence includes drastic increase in physical characteristics like height and weight, the development of secondary sexual characteristics (like the onset of menstruation in girls and the growth of facial hair in boys), and a continued brain development. It also includes a drastic growth in the cognitive sense of theShow MoreRelatedLife Skills And Adolescence Of Rural Background1563 Words   |  7 Pagesin the contemporary society. Societies change over time and are not same at any point of time. Today, more and more societal pressures, greater complexity, uncertainty and diversity, rapid changes in the environment and continued deprivation put adolescents at the crossroads of their lives facing an uncertain future in facing the responsibilities of adulthood and to enter the world of work. Rural children in India largely attend government schools , which often lack basic facilities such as librariesRead MoreThe Effects Of Alcohol On The Adolescent Brain1585 Words   |  7 PagesBy conducting interviews with psychiatrists, PhD students and adolescent alcohol researchers, I obtained current information, where there were scarce secondary sources which explored the effects of alcohol on the adolescent brain. This process was highly beneficial because it increased the reliability of my research and substantiated emerging Key Finding 1 – that adolescent neuroplasticity increases their susceptibility to alcohol related mental illness. For example, Fiona Griffith stated that â€Å"theRead MoreReflective Reflection Essay Examples963 Words   |  4 PagesAt my internship, there are often when critical thinking becomes necessary throughout the week during group with the LGBTQ adolescents. Working weekly, with these young people using critical thinking is especially essential because of the wide variety of problems or issues that can arise with a person who identifies as gay, lesbian, bi-sexual, transgender or questioning is experiencing or has had in the past. Therefore, social work practice within my internship demonstrates the use of criticallyRead MoreWhat is Suicide and Why Does It Occur?1142 Words   |  5 Pagesâ€Å"Suicide is a permanent solution to a temporary problem.† Phil Donahue said these words, hoping to send a message; a message that suicide is a temporary and irreparable solution to an otherwise less than unmanageable problem. Suicide continues to be a phenomenon that no one fully understands. The rise of suicide can be directly interpreted by its precursors and their validity in newer generations such as adolescents in a time and society such as this. Suicide has moved from the realm of total tabooRead MoreAn Analysis Of Hanging Fire By Audre Lorde1456 Words   |  6 Pagesyou overcome adolescence? In the poem â€Å"Hanging Fire† by Audre Lorde tells a story about a te enager trying to cope with the difficulties and what ifs about her adolescent life. Lorde shows the speaker struggling with her appearance and the struggles of having no one to turn to and feeling alone during this stage of her life. With the problems the speaker has to face, she shows how a teenager would deal them. By having no patience when it comes to growing up, she wants the results fast and does notRead MoreThe Link Between Social Interactions Among Peers And School And Academic Outcomes For Over 40 Years Essay1619 Words   |  7 PagesIntroduction Problem Formulation Researchers have been discussing the link between social interactions among peers in school and academic outcomes for over 40 years (Coleman, 1961). Children are categorized by the people they associate with. Understanding the way social interactions affect academic achievement is important. Major issue in the literature on peer pressure quality special mention are: cultural patterns penalizing academic achievement and changes in the effect of peers over time. AcademicsRead MoreAnimal Cruelty And Its Effects On Children Essay1109 Words   |  5 Pagesidea that animal cruelty has the tendency to advance with the concerns of the levels of violence that harms others (Hensley Tallichet, 2007). Animal cruelty is one of many influences, children that continue to have behavior problems can lead to several different problems later down the road. Characteristic of animal abuse can be one of many forms of antisocial behavior that introduced in childhood as a signal of involvement that may lead to unlawful behavior Arluke et al., (1999). Oftentimes childrenRead MoreTeen Pregnancy: A Problem for Society1195 Words   |  5 PagesThe problem with teenage pregnancy is it requires intervention from society. This debate is from the perspective of teens, and absent from the medical, ethical, and political views on teen pregnancy. According to Jewell, Tacchi, Donovan, (2000), teen pregnancy is not a problem for teens themselves but more of a problem f or society. The large numbers of unintended pregnancies are among unmarried teens. A number of teens do not want to become pregnant, although some are not opposed and other hasRead MoreAdolescent And Their Concept Of Self1584 Words   |  7 Pagesadulthood. It is during this time, between 12 and 18 years of age, when dynamic changes occur. Adolescents not only experience profound physical change during this period – they also undergo a revolution in the way they think. This essay focuses on the adolescent and their concept of self, with a discussion of the predictable and unpredictable events that they are known to face. Although each adolescent will mature according to their own unique timetable. The following sections will more thoroughlyRead MoreTeenage Literature Essay1465 Words   |  6 Pagesabout the first school love, adventures and problematic relationships with parents. Most of the novels for teenagers today raise the adult problems of very young people. However, if such changes can be considered a completely positive trend in the literary world, the question of darkness, cruelty and psychologic severity that have become a constant theme in adolescent novels, this causes a lot of fear and debate. What was previously considered something shocking and unacceptable for teenager fiction today

Counter-Terrorism Project Free Essays

Terrorists, one of the prominent words that have been recently involved to a lot of social disturbance that often associated to killings of civilians. Such organization is usually recognized as a group of people that is known to create scare to the public and threatened the government by utilizing violence. This is in pursuance of their goal that is either political or religious. We will write a custom essay sample on Counter-Terrorism Project or any similar topic only for you Order Now Reading articles in the net, I thought that terrorism was already an evident social dilemma in both ancient and contemporary civilization (Jewett, n. d. ). Dating back to the ancient days, acts of terrors are already in existence (Jewett, n. d. ). Barbary and piracy are the most common terrorists that had threatened the lives of early civilization (Jewett, n. d. ). From a personal point of view, I consider terrorists as the most notorious criminals and law offenders in present time. With the various incidents of terror attacks whereas hundreds and thousands of lives had been claimed from series by series bombings, such terror activities had create negative impact in the society that caused panic and disseminates anxiety amongst the people. Citing these major events that have something to do with terrorism always make me wonder how these people could do such violent activities despite of thorough campaign against terrorism. Hence, the only thing that runs through my mind when the topic is terrorism is to think and formulate of counter-terrorism actions, which is inspired by thought of protecting the humankind and society against such detrimental activities. Upon reading just the introduction part of the terror training manual, the depiction of Al Qaeda’s commitment to their terror desire is clearly visible. It showcases that organization’s oath for what they believe in. Structured and composed in the most stimulating manner, the Islamic notion of the entire Al Qaeda Terror Group is highlighted well in aid to inculcate the attitude of a true blood terrorist for their new recruits. In addition to this, the organization’s disappointment and doubtfulness against the governance of the westerners. Moreover, the introduction of Al Qaeda’s terror training manual clearly stated their words of advice to their opposition (Western Government), saying that such unfaithful regimes must know the dialog of bullets, the ideals of assassination and the diplomacy of the cannon and machine-gun. In here, I can clearly say that the Al Qaeda is sending their message seriously towards the opposition and warns that such consequences must be honored than to just disregard. Hence, I could say that the first part of the training manual is the depiction of Al Qaeda’s righteousness, which they claim the thought and justify the notion that they are bound in goodness to do such terroristic activities. Browsing more of the manual’s pages I have discovered that Islam is not just performing rituals, however, it is a complete system with Religion and government, Koran and sword, worship and Jihad, ethics and dealing with people. Thus, this characterizes the organization’s mission in merely holistic manner, without being pessimistic or distinction between the political and spiritual. One of the major components of the manual that really attract my attention is the instructions that has something to do with falsification of significant document and comprehensive manual to handle individual mission. Certainly, Al Qaeda’s terror training manual provides detailed guidelines for their aspiring members on how to forge documents, handling proper finances, and setting up urban and rural bases. This is their profound training practice for the new members in able to avoid any compromise and detection in the secrecy of their terroristic mission. Hence, I see this as an aid to upset their target nations’ sense of security, by hiding their real identity to pursue their terroristic goal. In line with this, it would be helpful if security authorities are cautious to every individual’s true identity to determine who are the terrorist and not. By effecting counter terrorism action that could interrupt and detect this strategy of Al Qaeda, it is safe enough to say that such detrimental plan by the organization would be prevented and well managed. In the end, the composition Al Qaeda’s terror training manual utterly suggests that the government authorities mostly the western civilization to be care with the consequences might happen such as act of terrorism. Moreover, the training manuals clearly depicts the extent of capabilities of such organization. In addition to this, the manual is a written proof of the things that the Al Qaeda terrorists group could do in the society to harm the people. Personally speaking, I could say the manual was completed accordingly to achieve specific terroristic goal of the organization as every words and instructions are structured in the most stimulating manner to fire up the Islamic passion for their new members. Thus, such training manual must be reviewed thoroughly to intercept any acts of terrorism. Nonetheless, the training manual of Al Qaeda terrorists group would serve as the perfect reference in the formulation of governments counter-terrorism strategy. Furthermore, my read with the training manual of Al Qaeda have took me into some recommendations for counter – terrorism strategy. A counter – terrorism strategy must focus on detection and surveillance in order to prevent any occurrence of terrorism acts that could lead to harm the people. Hence, the starting point of such strategy is to design a more efficient ways to determine and point out trumped-up passports and other significant documents that members of Al Qaeda utilizes for their international travel. Summary of the Statement The above writings are my personal reactions in the Al Qaeda’s Training Manual. Those are the incorporations of all the assumptions and knowledge that I acquired upon my readings to the terror training manual. In a sense, most of the reaction statement that I have written above is the depiction of my own findings after I have read the Al Qaeda’s training manual. Starting in the introduction of the training manual, above words stated that Al Qaeda terrorists group is committed and in full service to spread their acts of terrorism in aid to their Muslim oath to Allah. Thus, the introduction appeals to the young Muslims to join them hand in hand to pursue their goal to spread the notions of Islam. In addition to this, the philosophy of the entire Al Qaeda terrorists group is also highlighted in the part of of my response statement to the training manual of the organization. Moreover, the above content tackles the capabilities of the organization to create social disturbance that aims to spread anxiety and harm people by utilizing violence. Also, this paper tells how the Muslim act and reciprocate to their opposition (West Government), and put into account the messages of the organization towards other side. In addition to this, the disappointment of the organization to the western government is as well discussed as it is one of the primary reasons as to why the Al Qaeda terrorist group are against the westerners. Nonetheless, the reactions above are representation of my own thought with regards to designing a counter – terrorism strategy to prevent any occurrence of such detrimental activities. Hence, it is determined the capabilities and significant strategies of the organization to disseminate anxiety in the society and harm the people that are against them. f References Jewett T. (n. d. ). Terrorism in Early America. Retrieved July 25, 2008, from http://www. earlyamerica. com/review/2002_winter_spring/terrorism. htmL Terrorist Training Manual. (n. d. ). Retrieved July 25, 2008, from www. fas. org/irp/world/para/aqmanual. pdf How to cite Counter-Terrorism Project, Papers

Harvey Norman Intangible Assets Essay Example For Students

Harvey Norman Intangible Assets Essay TABLE OF CONTENTS Abstract2 Introduction2 Business description and main activities3 Harvey Norman Resources5 Tangible Resources5 Profit from continuing and discontinued operations6 Profit from property6 Sales at franchises7 Sales at company-owned stores8 Intangible Resources8 Computer software and licence property8 Goodwill9 Harvey Norman Invisible Balance Sheet10 Internal Capital11 External Capital13 Individual Competence14 Recommendations15 Conclusion17 Appendix19 Appendix 119 References20 Abstract Harvey Norman is one of the biggest consumer electronic retailer in Australia (D Richard, 2010), well-known for its recognisable brand name and local community involvement, Harvey Norman had achieved steady growth since its establishment on 1982 with 195 stores nationwide and 69 stores outside Australia. The success of Harvey Norman can’t solely be attributed to its services performance as a retailer nor solely to its physical assets and property, this report will examine the structure and resources of Harvey Norman both physical and intangible with a focus on the latter, of importance are intangible resources that give competitive advantage from its individual competence, internal, and external capital, an invisible balance heet will also be derived to put these intangible resources in perspective. Following that a recommendation for Harvey Norman management will be presented on sustaining its competitive advantage and growth through the management of intangible. Introduction It has been far-known that a company’s financial annual report has limitation as it does not have a detailed explanation on the true value of company’s intangible assets and resources. Sveiby suggests that as external shareholders, investors are willing to know on the true worth of the company; not just based on its financial calculation, but more towards its know-how capital, employees’ intelligence and experiences, internal company’s structure, external relationships and more importantly, the company’s revenue-generating resources. Nevertheless, it is only ‘what’s on the surface’ that gets measured in the annual reports such as office furniture instead of the employees’ knowledge. This report was developed to provide insights on the management of tangible and intangible resources of Harvey Norman Holdings Limited, with the latter being the more important highlight on this report. It will also provide details on the invisible balance sheet owned by the company by outlining some key invisible organisational resources. In the end, this report will offer recommendations to be implemented by the company to better manage its key intangible resources. By analysing and looking into these intangible resources, shareholders are in the hope to look for signals beyond the financial annual report and are to be given true indicators on the company and its staff’s production capability, stability, know-how capital and profit potential, on which their decision to sell or keep their shares are based on. Business description and main activities Harvey Norman Holdings Limited is a franchisor and an Australian public company, which has expanded internationally, including New Zealand, Ireland, Singapore, Malaysia and Slovenia (Annual Reports 2009). According to 2009 Insider Retailing article, the company is now ranked third on the Australia’s top 10 retailers and is the leading non-food retail chain in Australia. Within its franchising system, the company offers extensive products range, cutting edge technology, and market leadership in most product categories. Harvey Norman Holdings Limited grants franchises to independent business operators under three leading brand names, i. e. Harvey Norman, Domayne and Joyce Mayne. As at December 2009, there are 635 Harvey Norman, Domayne and Joyce Mayne franchisees in Australia (Company Profile 2009) As stated in the company profile, the principal activities of the company are embedded in its integrated retail, franchise and property system. The company’s retailing system include sale of furniture, bedding, computers, communications and consumer electrical products online as well as in-store. Within its franchising system, the company provides retailing strategy and marketing techniques in turn for receiving the franchisees fees that are based on sales. Harvey Norman is said to be ‘part retailer, part property-trust’ as the company property holdings account for nearly 50 percent of its total assets (Money manager, 2008). These assets also produce main source of income for the company including regular rental income from the franchisees, and also acting as an investment income where it can successfully develop properties from vacant land to retail complexes. The major benefits of this integrated model enable Harvey Norman to lower the cost of debt financing by securitizing a portion of income-producing property portfolio. This would free up capital and helps to boost returns. In terms of the history development of Harvey Norman, appendix 1 illustrates the important evolvements. It has been one of the dominant leaders of Australian retail industry since 1970s. Based on the business performance of last few decades, Harvey Norman has shown a rapid growth compare to its competitors. Harvey Norman Resources Tangible Resources According to the company’s profile, Harvey Norman Holdings Ltd is one of leading retail chains in Australia, which has franchisors, company-owned stores and properties across the world (Australia, New Zealand, Slovenia, Ireland, Singapore, Malaysia). The franchisees retail products are Electrical, Computers Communications, Small Appliance, Furniture, Bedding Manchester, Home Improvements, Lighting and Carpet Flooring. The company generates its profit both from continuing and discontinued operations, and its main continuing operation comes from the franchises sales in Australia, New Zealand, Slovenia, Ireland, Singapore and Malaysia. The profit also comes from the revaluation increments of properties owned by company in Australia and overseas. Profit from continuing and discontinued operations According to the 2009 Annual Report, the Harvey Norman’s net profit for year comprised of profit from continuing operation and discontinued operation. In 2007, the net profit for year was $407. 5 million, and $324. 10 million of it comes from continuing operation, the other $83. 15 million was from discontinued operation. However, the net profit for financial year 2009 significantly dropped to $214. 35 million compared with $358. 45 million in year 2008. One reason of this decline is the absence of profit from discontinued operation. In 2007, company got discontinued profit $83. 15 million after tax on sale of its controlling interest in Robel Sport Limited, however, there was no profit gain from discontinued operations in 2008 and 2009. The other reasons of decline in profit in 2009 are property revaluation increments and retail operation from New Zealand decreased, expansion in Northern Ireland, and start-up investment cost and trading losses in OFIS in Australia. Profit from property The property owned by company also contributes to profit. It includes investment property in Australia; owned land building in New Zealand, Singapore, Slovenia; plant and equipment; and joint venture properties. In 2007, the net revaluation increment before tax minority interests recognized in income statement was $65. 68 million. In 2008, this number was $102. 8 million and $9. 68 million in 2009. The net profit of 2009 declined 40. 2% compared with previous year (Annual Report, 2009) Sales at franchises The franchisee sales revenue increased steadily from 2007 to 2009, from $4. 50 billion to 5. 06 billion (the sales made by franchisees in Australia do not form the consolidated financial results). The franchising operations segment result before tax also increased because of higher franchise fees and lower franchise tactical support based on Annual Report 2009. The sales revenue made by franchisees at overseas increased in 2007 when translated into Australian dollars. The sales revenue from Ireland increased 131. 85% because of new store opened and effective promotion activities. However, there were $9. 52 million and $49. 33 million operation losses in 2008 and 2009 due to economic recession in Europe and other factors, such as difficult UK retail market, worse trading conditions in Ireland and increasing inflation. Moreover, there is no improvement in near future at Ireland franchisees according to management analysis. The economic recession in New Zealand and the devaluation of NZ dollars also resulted in the decrease of franchising operations segment result in New Zealand from $52. 0 million in 2008 to $44. 42 million in 2009. The Asia sales also got negative impact from closure of the export and distribution business in Singapore and Malaysia. However, there was increase in Slovenia retail segment result from $0. 58 million in 2007 to $3. 12 million in 2009 because of increasing brand recognition and appreciation of Euro related to Australian dollars. Sales at company-owned stores The company-owned stores include ‘Harvey Norman’, ‘Norman Ross’ branded company-owned stores in New Zealand, Ireland, Northern Ireland, Singapore, Malaysia, Slovenia and OFIS brand name in Australia. The number of these stores increased from 53 in 2007 to 69 in 2009, and the sales revenue of owned stores also increased from $1,329. 43 million to $1,440. 65 million. However, in New Zealand, one new store branded Norman Ross (discount retailer of electrical computer goods) was opened in December 2007 but closed in June 2008 only after six months operation. And other five OFIS brand stores in Australia were closed in February 2009 after eight months operation. Intangible Resources Pablo Picasso Essay SummaryAlthough there is certain benefits from Harvey Norman unique business model which stem from local franchise-owner management, there is strong disadvantage on competing over a wider national region where it lacks the focus of a single business direction and efficiency of overhead cost allocation. It is thus recommended for Harvey Norman to retain its intangible on local expertise and local management, while at the same time also courting them along with regional leads to participate on collaborative projects and initiatives. The objective of these projects would be to strengthen individual local store manager ties to the whole of Harvey Norman business and encourages them to participate and be involved to act as a business unit. Over time the benefit from closer relationship and interaction between franchisee would allow Harvey Norman as a whole to implement store-wide policies and projects, a more efficient allocation of infrastructure costs, and also act as a cohesive unit like its main competitors while still maintaining its competency on local expertise and local community ties. With this strategy it’s very likely for central management to face initial resistance to change from franchisee, at least during the earlier period of implementation. Despite Harvey Norman’s stellar performance within the Australian market, the same could not be said for its overseas operation where the results are more varied, a case in point is its operation in Ireland where its stores still struggle to produce profit and induce growth. Outside of the familiar Australian market, one of the biggest mitigating factors against Harvey Norman is its lack of brand awareness and customers’ goodwill on international market, it’s brand name ‘Harvey Norman’ does not carry the same weight internationally as it does within Australia. Another mitigating factor is the lack of expertise and local knowledge of management expertise, unlike its local operation Harvey Norman could no longer claim its image as the friendly local retailer with local expertise. With the goal of overseas operation growth in mind, it’s recommended for Harvey Norman to transfer as appropriate some elements from its Integrated Retail, Property and Franchise system and local management expert franchisee strategy as it’s done in Australia to its international operation. With consideration to budget allowance, an aggressive marketing campaign involving local community on overseas operation can be conducted to promote Harvey Norman brand as a global brand with local expertise and involvement. In the long term this campaign will improve overseas customers’ perception of Harvey Norman as a friendly reliable store that contributes to their community. Another good course of action for Harvey Norman strategy on overseas growth is to increase its solicitation to potential franchisee, given the right circumstances Harvey Norman’s integrated franchise system which allow for difference on local management will allow for significant growth at international market while still maintaining the same laissez-faire style of store management as in Australian market. Harvey Norman as a global brand will grow as the number of franchisee increases. Conclusion Harvey Norman has enjoyed continued growth and profitability within Australian market since its establishment on 1982. Attribution to these successes goes beyond the services it provided as consumers discretionary retailers, even more significant is Harvey Norman immeasurable intangible resources on the form of its unique franchise and property structure and off-hand branch management. Under its integrated retail, franchise, and property system Harvey Norman is able to continuously grow while sustaining a healthy cash-flow from its franchisee, those franchisee themselves are given a degree of flexibility on store management and encouraged to involve their local business and communities, which in turn enhance Harvey Norman branding as a reliable and friendly local business. Amid these successes the ecent global financial crisis had lowered consumer discretionary spending confidence which tied directly to the slowing growth and profit within Australian market, and a more adverse effect internationally where Harvey Norman brand carries a weaker effect on a global market. It is thus recommended for Harvey Norman to retain its growth rate both domestic and internationally by leveraging its core strength and competency within its intangible resources, that is its franchise and property system and local management. What can be best improved is to encourage its franchisee management to be closer relationally to headquarter and participate more on store-wide projects possibly by including a major incentive for the local franchisee. A more integrated structure and participation like traditional retail structure will bring the benefit of increased economy of scales and efficiency ideally while also increasing the profit-sharing for individual stores, closer co-operation would also allow Harvey Norman group as a whole to tackle large scale infrastructure project that will bring big dividends over the long term. Appendix Appendix 1 982| Gerry Harvey and Ian Norman sell their stake in the Norman Ross retail chain and set up a new store under the Harvey Norman name. | 1987| Harvey Norman goes public on the Australian Stock Exchange. | 1991| Harvey Norman launches a computer superstore. | 1997| The company opens its first store in New Zealand. | 1998| The Joyce Mayne furniture and appliance chain and Ar chie Martin Vox stores are acquired. | 1999| A joint-venture to enter the Singapore market is founded. | 2001| The company acquires the Electric City chain and rebrands all Singapore stores as Harvey Norman; majority control of Rebel Sport retail chain is gained. 2002| The companys first store in Slovenia opens. | 2003| Harvey Norman opens its first store in Malaysia and first two stores in Ireland. | Source: Harvey Norman Company Profile,2010 References Atkinson, B, 2009, Australia Top 20 Retailers Ranking, Insider retailing, accessed 20 April 2010, ;http://www. insideretailing. com. au/Latest/tabid/53/ID/5551/Australias-top-20-retailer-rankings. aspx; Canavan, G, 2008, Harvey Norman Holding Stocks (HVN), Sydney Morning Herald, accessed 21 April 2010, ;http://www. moneymanager. com. au/articles/2008/06/09/1212863542134. tml; John D. HarveyNorman. com. au Australian Superstore review, Aus Business Review. Accessed 21 April 2010, http://www. ausbusiness. net/review/harveynorman-com-a u-harvey-norman-catalogue/ Richard, D. 2008, â€Å"Why Gerry Harvey is wrong and JB-Hi Fi right† , Smart Office, Accessed 21 April 2010, http://www. smartoffice. com. au/Business/Retail/B6X2M6S2? page=2 Richard D, 2010, Harvey Norman Slammed but don’t Knock Management, Smart House, accessed 30 April 2010, ;http://www. smarthouse. com. au/TVs_And_Large_Display/Industry/U9A3V3C9; Sveiby, K Eric, 1989, The invisible Balance Sheet, accessed 15 April 2010, ;www. sveiby. com/books/DenOsynligaEng. pdf; Sveiby, K Eric, 1997, The â€Å"Invisible† Balance Sheet, accessed 25 April 2010 ;www. sveiby. com/articles/InvisibleBalance. html; Unknown, Harvey Norman Annual Reports 2009, Accessed 20 April 2010, ;http://www. harveynormanholdings. com. au/annualreports. htm; Unknown, Harvey Norman Company Profile 2010, Accessed 21 April 2010, ;http://www. harveynormanholdings. com. au/pdf_files/Company_Profile_2010. pdf; Unknown, Harvey Norman implements automated purchase ordering process, 2010, Transport and Logistics News, Accessed 28 April 2010, ;http://www. tandlnews. com. au/2010/04/16/article/Harvey-Norman-implements-automated-purchase-ordering-process/ETIWEAZKFW; Unknown, Harvey Norman implements automated purchase ordering process, 2010, Transport and Logistics News, Accessed 28 April 2010, ;http://www. tandlnews. com. au/2010/04/16/article/Harvey-Norman-implements-automated-purchase-ordering-process/ETIWEAZKFW; Unknown, Why the Harvey Norman Franchise Operation is Flawed. 009, Every Franchise News, Accessed 27 April 2010 ;http://www. everyfranchise. com/articles/why-the-harvey-norman-franchise-operation-is-flawed-600. htm ; Unknown, JB or Harvey Norman, Whirlpool Forum, accessed 21 April 2010, ;http://forums. whirlpool. net. au/forum-replies-archive. cfm/1413261. html; Wang, F. 2009, Sink or Swim: A critical study of the success of the JB Hi-Fi business model, Ozbankers. com, accessed 22 Ap ril 2010, ;http://ozbankers. com/index2. php? option=com_content;do_pdf=1;id=29; - . 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Wang, F. 2009, Sink or Swim: A critical study of the success of the JB Hi-Fi business model, Ozbankers. com, accessed 22 April 2010, . JB or Harvey Norman, Whirlpool Forum, accessed 21 April 2010,